CAMIC/ACCAM Logo
Calendar of EventsCONTACT
LOG IN
Menu

The Difference is Mutuality

The defining feature of a mutual insurance company is that its customers are also its owners. Therefore, they directly benefit from CAMIC’s profits, which are generated from premiums and investments.

WHY DO BUSINESS WITH US?

Mutual insurers make a distinct impact by making insurance products more affordable by prioritizing long-term stability over short-term profits. This means that profits are reinvested to strengthen reserves and returns to policymakers, which in turn, builds better communities.

CUSTOMER FOCUSED

Mutual insurance prioritizes and serves the interests of customers, rather than external stakeholders.

TRUST BASED

Mutuals increase customer trust through accountable governance.

COMMUNITY RELATIONSHIPS

The reciprocal nature of mutual insurance creates inclusive relationships through close proximity to the community they function in.

PARTNERS

Algonquin College

Ottawa, Ontario, Canada

CAMIC is partnering with Algonquin College. This partnership provides CAMIC with the chance to offer volunteer placements to students in two programs: Library and Information Technician and Interactive Media Management

University of Ottawa

Ottawa, Ontario, Canada

CAMIC is a Community Partner with the University of Ottawa. This partnership provides CAMIC with the chance to offer volunteer placements to students at the University of Ottawa. Students are able to apply their learned theoretical work into practice.

Climate Proof Canada

Canada

CAMIC is partnering with Climate Proof Canada. This coalition is comprised of insurance industry representatives, municipal governments, Indigenous organizations, environmental NGOs and research organizations. The coalition’s objective is to encourage the federal government to take action now to create a culture of preparedness and build a more disaster-resilient country.

Canadian Association of Mutual Insurance Companies

1000 McGarry Terrace, Unit / Unité M010, Ottawa, ON K2J 7A8
Toll Free : 1-888-366-7807
Phone : 613-789-6851
Canadian Association of Mutual Insurance Companies.
All Rights Reserved ©2026